Are You Investing Wrong in Your 401(k), Roth, and Brokerage Account?
I get this question a lot. People will say, “Should I really be investing differently in my 401(k), my Roth, and my brokerage account?” And the short answer is, “Yeah, you probably should.”
Most people pick their investments without thinking …
Business Owners: These Tax Changes Are Now Permanent
Transcript
If you’re a business owner and your tax plan is basically “we’ll deal with it at filing time,” this is the kind of law that can quietly cost you a lot of money.
Hi, I’m Joseph Stoy, financial …
Are Your Tips and Overtime Now Tax Free?
Taxes usually feel confusing on purpose. And when new laws pass, it just adds to the chaos.
Hi, I’m Joseph Stoy, financial adviser and senior accountant here at Base.
The “One Big Beautiful Bill” changed a few things that directly …
“I Just Buy ETFs” — Why That’s Not a Complete Financial Plan
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I hear this all the time. Someone will say, “I don’t really need an adviser. I just buy ETFs.” And honestly, I usually agree with the first part of that statement more than they expect. Buying lowcost index funds …
Why 2026 Is More Dangerous for Retirement Than People Think
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A lot of people walked into 2026 feeling pretty good about their finances. The market had a solid year. Statements looked better. Balances were up. And I think that’s exactly why this year feels a little more dangerous than …
How to Protect a Loved One’s Home Without Losing Disability Benefits
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My sister relies on disability benefits. How do I to protect her housing without losing them? I’m Jeremy Riggs, certified financial planner at Base Wealth Management. A client asked me that after a nerve-wracking night drive through the Rockies, …
Why Trusts Get Taxed So Much (And What You Can Do About It)
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Why is our family trust paying more in taxes than we are?
Hi, I’m Jeremy Riggs, certified financial planner at Base Wealth Management.
A couple asked me that this week. Their balance sheet was tidy. CDs neatly listed on …
What to Do After You Pay Off Your Mortgage
What should we do after the very last mortgage check clears? I’m Jeremy Riggs, certified financial planner at Base Wealth Management. That was the question in today’s review. My clients will toast our newfound freedom next month, though the bank’s …
When One Medical Note Makes Life Insurance Harder
What do you do when a single line in your medical record suddenly makes life insurance feel out of reach? I’m Jeremy Riggs, certified financial planner at Base Wealth Management. Yesterday, I met with a young family who found one …
