Financial FoundationsSeptember 3, 2025

Can Your Home Be Your Biggest Wealth Builder?

Guest · Disclaimer
Listen on SpotifyApple PodcastsAll Episodes
Listen Now
About This Episode

Season 3, Episode 8.

How do homeowners turn their houses into real wealth? Dustin Taylor and co-host Kyle Howell talk with Sarah DiMonaco, broker and owner of Remarkable Real Estate and Rentals, about the practical ways real estate can accelerate financial independence. From tax-free gains on your first home to the math of rental cash flow and 1031 exchanges, they break down strategies for building equity without overextending yourself.

In this episode, you'll learn:

• How long-term homeownership and extra payments accelerate wealth building • Why tax rules allow up to $250k/$500k gains on home sales without capital gains tax • When to refinance or use home equity—and when not to • The "onion layers" of neighborhood appreciation and why location is key • Smart upgrades that boost value without breaking the bank • Risks and realities of rental property ownership vs. REIT alternatives • How 1031 exchanges work for landlords ready to simplify • The step-up in basis for heirs and why estate planning matters in real estate

Guest: Sarah DiMonaco, broker/owner of Remarkable Real Estate and Rentals.

Resources and contact: basewealthmanagement.com for articles, videos, and to connect with our team. Send your questions to [email protected] to be featured in a future episode.

Disclaimer: This conversation is educational, not tax, legal, or investment advice. Talk with your professional advisor about your situation.

Financial Foundations Podcast
Apply to Be a Guest

We look for financial professionals, business owners, CPAs, attorneys, and specialists with real insights for our audience.

We review every application and reach out personally. No spam.

Financial Foundations Podcast

Have Something Worth Saying?

We talk with CPAs, estate attorneys, business owners, and financial specialists who have real insight to share. Tell us what you would bring to the show.

Financial ProfessionalsBusiness OwnersCPAs & AttorneysSpecialists

We read every application personally.

Enjoyed This Episode?

Talk to a Fiduciary Advisor.

The podcast is a great starting point. A free call with one of our advisors gives you answers specific to your situation.

Book a Free Call (941) 203-4999
Free · No obligation · Fiduciary · Nationwide
Important Disclosures

BASE WEALTH MANAGEMENT is an SEC-registered investment adviser and offers advisory services in jurisdictions where it is properly registered, notice-filed, or otherwise exempt from registration requirements. Base Wealth Management renders individualized responses to persons in a particular state only after complying with applicable SEC and state regulatory requirements or pursuant to an applicable exemption or exclusion. Registration with the SEC does not imply a certain level of skill or training. Different types of investments involve varying degrees of risk, including the potential loss of principal. Past performance is not indicative of future results, and there can be no assurance that any investment strategy will be successful. There is no guarantee that any portfolio will achieve its investment objectives or outperform any benchmark or index.

Different types of investments involve varying degrees of risk including the potential loss of the entire principal invested. Past performance is no guarantee of future results and there can be no assurance that any specific investment will be profitable. There are also no assurances that any portfolio will match or outperform a particular benchmark or index.

This material is provided for informational and educational purposes only and does not constitute investment advice or a recommendation to buy or sell any security. It does not constitute tax or legal advice. References to market indices are for context only. Consult a qualified financial professional before making any financial decisions.

BASE WEALTH MANAGEMENT does not represent, warranty, or imply that the services or methods of analysis employed by the firm can or will successfully identify market tops or bottoms, or insulate clients from losses due to market corrections or declines.

BASE WEALTH MANAGEMENT will provide all prospective clients with a copy of our current and prior to commencing an Advisory relationship. Existing clients will receive a copy of these documents on an annual basis. A copy of our current ADV Part 2 Brochure is available at adviserinfo.sec.gov.

The Retirement Reality Check is an educational tool intended to help individuals identify areas that may warrant further planning discussion. It is not a financial plan, investment recommendation, or guarantee of retirement readiness.

Statistics cited on this page are drawn from third-party research and are provided for general educational context only. Individual circumstances will vary. 1,2,5 Employee Benefit Research Institute (EBRI), 2023 Retirement Confidence Survey. ebri.org. 3 Federal Reserve, Report on the Economic Well-Being of U.S. Households (2023). federalreserve.gov. 4 Federal Reserve, Survey of Consumer Finances (2022). 5 Vanguard, How America Saves (2023); National Institute on Retirement Security, Retirement Insecurity 2024.

 ·   ·   ·  regarding Compliance & Regulatory information.